Home Equity Line of Credit

 A Home Equity Line of Credit (MeritLine) gives you the ability to access the equity in your home and can serve as a security blanket when dealing with unexpected expenses. A meritline is fully secured by a residential mortgage and can be paid off at any time without penalty.

The rate is variable with interest applied only to the amount you use monthly, calculated on the daily closing balance.

As you pay down your line of credit, the available balance becomes immediately available for use again.

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