GIC (Term Deposits)

What is a GIC?

Guaranteed Investment Certificates (GIC) carry higher interest rates than regular savings accounts and may be purchased for terms of 1 to 5 years. Withdrawals or redemptions are not permitted prior to maturity. GICs may be held directly or as a part of an RRSP or TFSA.

The minimum deposit for a GIC is $500.

 

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