Local183 Credit Union
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Capital Shares and Great Returns!
Invest $1000 in Capital Shares and receive some "excellent returns”.
 *Last year 5% dividends were paid to Members.

Search Our Site Financial Tools Savings & Loan Rates About Us Links & Learning

Test Yourself on Credit/Debt Card Frauds.

Take Charge of Your Debt.

Credit report, score or rating?

Daily Spending Calculator.

Consumer Identity Theft Checklist.

Investment Calculator shows the effects of inflation on investments and savings.

Calculate the average return on your renovation investment.

How to avoid investment frauds and scams.

Car Loan Promotion – 5 year term at 5.99%.

NEW HOURS at the credit union.

Effective immediately the credit union hours are as follows:

Day Hours
Monday:
Tuesday:
Wednesday:
Thursday:
Friday:
Saturday:
9:30 a.m. - 4:00 p.m.
9:30 a.m. - 4:00 p.m.
9:30 a.m. - 6:00 p.m.
9:30 a.m. - 6:00 p.m.
9:30 a.m. - 5:00 p.m.
9:00 a.m. - 12:00 p.m.

 

Tax-Free Savings Account (TFSA) are here!

  • Contribute up to $5,000 each year starting January 2009
  • Choose from a range of investments like savings accounts or GIC’s
  • All of the income (interest, dividends and capital gains) earned in the TFSA are tax-free
  • Members can withdraw from their TFSA any time, for any reason and all withdrawals are tax-free
  • Unlike RRSP’s only the interest earned is TAX-FREE. Members do not get a deduction for the principal

Try the TFSA Calculator to see how much you can save!

 

Debit Card…Hotline Cancellation Service!HOT CARD SERVICE!

If your ATM card is lost, stolen or compromised, please call 1-877-764-3693 for Canada and US or 905-764-3693 for International. The Hot Card service is available 24 hours a day, 7 days a week. We are glad to be of service for our members.



SPECIAL RATES:
 5 Year Closed Fixed @ 4.60%


 Plus no service charges for these services:

  • Chequing transactions
  • Internet Banking
  • Utility Bills Payments
  • POS transactions

 

For a list of surcharge free ATM access visit: the-exchange.ca.

 

Credit Unions Again Tops in Customer Service!
For the third year in a row, an independent survey of thousands of Canadians has shown that credit unions rank first in overall quality of customer service. The 2007 Synovate Customer Service Index found credit unions ranked ahead of all banks and other financial institutions in the following categories:

  • Overall quality of customer service
  • Values "my" business
  • Staff service at "my" branch
  • Information handling and communications
  • Financial products and services

 

Fraud Alert!
Members please be aware of a fraud email that looks like it was sent from Interac Association. It was not sent by Interac Association. Contact the credit union if you receive an e-mail requesting any personal information.

 

Buying a new home?
Calculate your Land Transfer Tax!

When buying a home in Ontario, you will have to pay a tax referred to as Land Transfer Tax, or sometimes as Property Purchase Tax. The tax is calculated as a percentage of the purchase price. Click here to try the calculator.

 

Click here to take the Local 183 CU online survey!Your Say Matters!
Take our Online Survey!
We want you to participate in our first online survey and get a chance to win a $50 Gift Certificate for Home Depot! Click here to take our survey and help make us a better credit union.



INTERNET BANKING is here!
Internet Banking allows any member with access to the Internet to perform a wide variety of transactions including checking balances, transferring funds, and paying bills electronically.

Call the credit union to get setup with a User ID and Password!


See the Credit Union Difference!Learn how credit unions are different from other financial institutions. In a credit union, membership does have its privileges. Slide Show


APPLY FOR A MASTERCARD AT THE CREDIT UNION

Members can apply for a secured or unsecured MasterCard. Please contact the credit union for details.
 

Get an Insurance Quote now!
Loan Application
Get a car loan
Pre-Approved at the credit union
Apply for a Loan online!
If you need money to make an auto purchase or home improvements, then think about a loan at the credit union.
loan application
Home Equity with MeritLine
If you have paid off a portion of your home, you may be able to make that equity in your home work for you.
read more
US Dollar Savings Account
Credit Union Members can enjoy a basic daily interest US Dollar account.
read more
Deposit Insurance Corporation of Ontario (DICO) Deposits are fully insured
Credit Union deposits are insured by the Deposit insurance Corporation of Ontario (DICO).
 

Hands and Globe

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