Promos: Car Loan – 5 year term at 4.99% and TFSA – 5 year term at 1.75%.

HOT CARD SERVICE!

If your ATM card is lost, stolen or compromised, please call 1-877-764-3693 for Canada and US or 905-764-3693 for International. The Hot Card service is available 24 hours a day, 7 days a week. We are glad to be of service for our members.

Tax-Free Savings Account (TFSA)!

• Contribute up to $5,000 each year starting January 2009
• Choose from a range of investments like savings accounts or GIC’s
• All of the income (interest, dividends and capital gains) earned in the TFSA are tax-free
• Members can withdraw from their TFSA any time, for any reason and all withdrawals are tax-free
• Unlike RRSP’s only the interest earned is TAX-FREE. Members do not get a deduction for the principal

Try the TFSA Calculator to see how much you can save!

SPECIAL RATES:
5 Year Closed Fixed @ 3.99%

Plus no service charges for these services:

• Chequing transactions
• Internet Banking
• Utility Bills Payments
• POS transactions

For a list of surcharge free ATM access visit: the-exchange.ca.

APPLY FOR A MASTERCARD AT THE CREDIT UNION
Members can apply for a secured or unsecured MasterCard. Please contact the credit union for details.