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NEW HOURS at the credit union.
Effective immediately the credit union hours are as
follows:
|
Day |
Hours |
Monday:
Tuesday:
Wednesday:
Thursday:
Friday:
Saturday: |
9:30 a.m. - 4:00 p.m.
9:30 a.m. - 4:00 p.m.
9:30 a.m. - 6:00 p.m.
9:30 a.m. - 6:00 p.m.
9:30 a.m. - 5:00 p.m.
9:00 a.m. - 12:00 p.m. |

Tax-Free Savings Account (TFSA) are
here!
- Contribute up to $5,000 each year starting January 2009
- Choose from a range of investments like
savings accounts or GIC’s
- All of the income (interest, dividends and capital gains)
earned in the TFSA are tax-free
- Members can withdraw from their TFSA any time, for any
reason and all withdrawals are tax-free
- Unlike RRSP’s only the interest earned is TAX-FREE. Members
do not get a deduction for the principal
Try the
TFSA Calculator to see how much you can save!

HOT
CARD SERVICE!
If your ATM card is lost, stolen or compromised,
please call 1-877-764-3693 for Canada and US or
905-764-3693 for International. The
Hot Card service is available
24 hours a day, 7 days a week. We are glad to be of service for our
members.

SPECIAL RATES: 5 Year Closed Fixed
@ 4.60%

Plus no service charges for these
services:
- Chequing transactions
- Internet Banking
- Utility Bills Payments
- POS transactions
For a list of surcharge free ATM access visit:
the-exchange.ca.

Credit Unions Again Tops in
Customer Service!
For the third year in a row, an independent survey of thousands
of Canadians has shown that credit unions rank first in overall
quality of customer service. The 2007 Synovate Customer Service
Index found credit unions ranked ahead of all banks and other
financial institutions in the following categories:
- Overall quality of customer service
- Values "my" business
- Staff service at "my" branch
- Information handling and communications
- Financial products and services

Fraud Alert!
Members please be aware of a fraud
email that looks like it was sent from Interac Association. It was
not sent by Interac Association. Contact the credit union if you
receive an e-mail requesting any personal information.

Buying
a new home?
Calculate your Land Transfer Tax!
When buying a home in Ontario,
you will have to pay a tax referred to as Land Transfer Tax, or
sometimes as Property Purchase Tax. The tax is calculated as a
percentage of the purchase price.
Click here to try the
calculator.

Your Say Matters!
Take our Online Survey!
We want you to participate in our first online survey
and get a chance to win a $50 Gift Certificate for Home Depot!
Click here to take
our survey and help make us a better credit union.

INTERNET
BANKING is here!
Internet Banking allows any member with access to the Internet to
perform a wide variety of transactions including checking balances,
transferring funds, and paying bills electronically.
Call the credit
union to get setup with a User ID and Password!

Learn
how credit unions are different from other financial institutions.
In a credit union, membership does have its privileges.
Slide Show

APPLY FOR A MASTERCARD AT THE CREDIT UNION
Members can apply for a secured or unsecured MasterCard. Please
contact the credit union
for details.
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