Mortgages

For many of us, purchasing a home is one of the largest investments we will make in our lifetime. Since a mortgage is likely the largest debt we will have, it is important that we understand the types of mortgages and repayment options available and learn ways of paying off our mortgage as quickly as possible.

L.I.U.N.A. Local 183 Credit Union is here for you, whether it's purchasing your first home or refinancing your existing. We offer competitive rates with personalized service to match your needs, especially when it comes to something as important as your home.

1st and 2nd mortgages
Open or closed term mortgages
Fixed or variable rates
Home-Equity Lines of Credit
Pre-approvals
High ratio insured up to 95%- through CMHC or GENWORTH Insured qualification
Refinancing up to 80% (conditions apply) Amortization up to 30 Years
Recreational Properties

The property being financed must be in the province of Ontario.

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Enjoy the advantages of a L.I.U.N.A. Local 183 Credit Union Mortgages

Great rate, guaranteed for 90 days – if the posted rate changes during the 90 days, you’ll get the lower rate.
Flexible prepayment options – Prepay up to 20% of your principal annually, without penalty.
Portable – Take your mortgage with you if you move, penalty-free.

Personalized support – Our team of mortgage experts will make sure you have tailored advice and a plan for every step of the process.
Mortgage Protection Insurance – Get a low rate (and peace of mind) on mortgage insurance.
Skip a payment – We know life happens. Skip a payment once a year if needed.