Skip to main content

Invest worry-free with a term deposit

​​Guaranteed Investment Certificates (GIC) carry higher interest rates than regular savings accounts and may be purchased for terms of 1 to 5 years. Withdrawals or redemptions are not permitted prior to maturity. GICs may be held directly or as a part of an RRSP or TFSA.
The minimum deposit for a GIC is $500.
 
Select Icon
​Redeemable Term Deposit

  • ​Redeemable with full accrued interest after 30 days
  • Benefit from Credit Union Deposit Insurance
  • Use in registered and non-registered accounts
Select Icon
​Non-Redeemable Term Deposit

  • Use in registered and non-registered accounts
  • Benefit from Credit Union Deposit Insurance
 

Term Deposit

Rates effective 2020-09-23
 

​0.60%

YEAR 1

​0.95%

YEAR 2

​1.10%

YEAR 3


  • ​​​Redeem your money on each year anniversary without a penalty
  • Use in registered and non-registered accounts
  • Earn compound or annual interest – your choice
  • Benefit from Credit Union Deposit Insurance 

Rates

​Take a look at our latest term deposit rates.
Select Icon
Our handy Savings Calculator will help you estimate how your investments will grow over time.